Assurena Insurance Agency is an independent insurance brokerage agency that carries some of the best coverage options in the entire New USA.

Our Contacts

88 Centre Street North,
Toronto L4W 1C9
+1 (419)-507-0468
+1 (213)-345-0468

Working Hours

9.00 - 5.00
8.00 - 5.00
8.00 - 5.00
8.00 - 5.00
8.00 - 4.00

Other Events Insurance

Most states require the registered owners of a vehicle to carry at least the state minimum in liability coverage. While it’s good that some states make this a requirement others do not. We would have more uninsured cars on the road; the state minimum may not always be enough. To understand why you need more, you first must understand what these limits represent
Other Events/ special Event Insurance apply coverage to claims for any ‘physical injury’ or property damage occurred during the event organized by the sponsor. To avoid any such inconvenience or loss other Event/ Special Event Insurance is being widely used.
However, to get other Event Insurance beforehand, some terms and conditions do apply.
Let’s get into details!

What is the other Event/ Special Event Insurance

Many small or large scale businesses organize events like Meetings, Conferences, product exhibition, conferences and job fairs. Other Event Insurance can help you cover your cost if the event gets cancelled due to unexpected reasons. Other Event insurance can protect your investment in two ways –‘cancellation coverage’ or ‘Liability coverage’.
If you need to cancel your meeting or conference due to unexpected reasons, then Other Event Insurance may help you with fees charged for rescheduling the venue, caterer or any other vendor.
Moreover, the other Event/ special Event Liability coverage can protect you if you were found responsible for any property damage or any of your guest caused damage to the venue property or any of the guest got wild and fought with any other guest that resulted in serious injuries then Other Event Liability will provide you coverage for medical expenses associated with these incidents.

Why do you need an Other Event insurance policy?

Here are a few causes why you should go for the‘Other Event Insurance policy’.

  • Possibility of an accident prevails at almost any special occasion where a guest can fell off the attic or stair or from stage resulting in serious injury.
  • Two visitors may fight over with each other leading to injury of bystanders.
  • The stage may collapse, consequently the guests or the performers may get hurt
  • An intoxicated guest can meet an accident while driving home
  • If your small business company haven’t purchased any General liability policy yet, then possibility is that the venue owner won’t rent out their venue until you provide them with a proof of liability insurance because the damage cost can be costly for your small business firm and if your company has not purchased any liability insurance then you will have to pay the claim out of your pocket.
  • Another reason to buy Other Insurance policy for your business could be Cancellation Coverage because this type of coverage is not available under standard liability policies. This type of coverage includes costs you’ll bear in case of cancellation or postponement of your event. However, the causes of cancellation of events should come under the Insurance policy such as earthquake, fire, terrorism, hurricane or any other specific reason.
  • One more reason to buy any special event/ other event policy is to provide extra coverage to any existing liability policy. If the claims from the event exceed the existing liability policy, then special event insurance policy will suffice the current policy.

What types of events would be covered in Other Insurance policies

Here is a list of a few games that would be included in other/ special insurance policies.

Auto Insurance

When should I get the other Insurance policy

The best time to get the other insurance policy is before two weeks of your planned events. It is better to get your insurance policy as soon as you can because of the vendors, and venue owners don’t prefer to business with a company who does not have any liability insurance policy.

How to choose the best Other Insurance policy in Florida?

There are so many insurance companies offering best polices with general liability, additional insured or liquor liability. How come you know which companies Other/ special insurance policy is best. Most of the time, people prefer to get General liability policies to provide them withcoverage in the broader prospect. However, the claims cost may exceed the general liability policies if any unusual circumstances occur. Therefore, choosing the general liability insurance policy would not be enough. And you should provide a layer of other insurance policy as well to ensure your special event’s safety.

What other factors should you look after before purchasing any special Event insurance policy?

You should check out these factors also before locking on any special event insurance policy

What types of events would be covered in Other Insurance policies

Here is a list of a few games that would be included in other/ special insurance policies.

  • How much coverage are you getting from your general liability policy, auto or homeowner insurance policies?
  • How much liability insurance is required by the venue owners or vendors?
  • Look carefully for the term and conditions of the insurance policy and what is not being covered in the policy.
  • Choose the insurance company who is licensed in state Florida

Which is the best event insurance company in Florida?

The top 4 best event insurance companies in Florida are as follows

If you like to get quotes from all top insurance companies with reasonable prices for your upcoming event, then trust compareAQuote specialist who can provide you with the best economical rates other than any typical insurance broker.

Leave a Reply

Your email address will not be published. Required fields are marked *

Switch & Save $478 on Average

Additional discounts and savings for bundling you home and auto. I can not promise a number.

Switch & Save $478 on Average

Additional discounts and savings for bundling you home and auto. I can not promise a number.


If you have insurance questions. I'm here to help!