At a minimum you will want to carry general liability insurance. This type of insurance protects your business from claims from another person or business of bodily injury, associated medical costs, and damage to property. It will also provide you with funds to hire an attorney to defend you against these types of claims.
It is important to do all you can to ensure the safety of your employees and your customers. As your partner, Compare Insurance Quality services will consult with you on employee training as well as developing a safe working environment for any type of commerce. While not all accidents can be prevented, there are steps you can take to minimize risk. Some things you might consider emphasizing with your employees are, ways to avoid slips, trips and falls, fleet accident procedures, using business autos for personal use, grounding and bonding for fire safety, early return to work after injury, driving in adverse road conditions, driver distraction, skid avoidance, the proper use of all equipment, resolution of workplace conflict, customer service, and more.
As your partner, your Compare Insurance Quality broker will work to gather multiple quotes for all of your insurance needs and design your insurance portfolio with an eye toward minimizing risk and keeping costs down. We will work with you to make sure you are up-to-date on the laws, codes, and regulations that pertain to you as a contractor, whatever your specialty, and then incorporate those into the design of your insurance portfolio to ensure your compliance in all areas. When your standard insurance policies are in place we will recommend that you also carry umbrella insurance to guard against excess liability in the event that you are sued.