Complete Guide to Pet insurance
American pet products Association revealed in a study that more than 67% of U.S households have pets yet only 1% pet owner spend on pet insurance.
Every 1 in 3 pets fell ill in a year, and estimated expenditure on pet care is around about $15 billion per year. However, most of the people are unaware of because it is so rare.
In this pet insurance guide, we will cover some key questions regarding pet insurance in Florida and what are the best insurance policies available in Florida.
What is a pet insurance
Pet insurance is the amount covered for the health cost of your dogs and cats or any other pet at affordable rates. These pet insurances cover the veterinarian costs if your pet fell ill, incur any dental issue, Cancer or met any accident. Pet insurance is not similar to your health insurance because these do not include any routine check-up and vaccinations.
What medical costs come under pet Insurance
Here is a list which comes under pet insurance. It much depends upon the insurance policy which you take. Mostly there are four types of insurance plans offered by pet insurance companies.
Got more questions! Excellent, we are here to help. Our licensed experts will be happy to discuss your business and your particular insurance needs. When speaking to one of our friendly professionals, be sure to go over all aspects of your business. This will help them place you with the best company. It also helps them to make sure your policy has all the right coverages for what you do. For example, a plumber will need different coverage than a dog walker. We just want to get it right the first time around.
Accident plans only: These types of plans cover Accidental costs hit by a car or a cat or dogfight.
Accident and illness plans: This is the most common plan purchased by people, and it covers illness caused by infection or any cancer treatment plus Accidental costs.
Insurance with Wellness plan: This type of policy offers the complete wellness plan along with illness and accidents it includes coverages regarding heartworm medication, dental problem and burial.
Endorsement plans: These plans include specific conditions such as preventive measures and care from Cancer.
Here is a complete list of what conditions come under pet insurances and what is not.
What do you need to know about Pet Insurance
Before selecting a pet insurance plan, there are some factors you should keep into account. Some of them are as follow
- Know about the terms and conditions of the insurance company carefully.
- Inquire about when will be your coverage starts and what will be the procedure if illness starts during the waiting period
- Ask about when and how will your premium cost increases. Premium is the amount you pay monthly or annually.
- Inquire about enrollment age of your pet
- Compare pet insurance providers plan and sort out which one suits you.
Which is the cheapest and most affordable pet insurance company in Florida
Here is a list of top-rated pet insurance companies in Florida. Healthypaws is top of the order pet insurance company.
CompareAQuote is an independent insurance broker and has access to all pet insurance companies. You can contact CompareAQuote Company to sort out the best insurance plan for you according to your requirements. They will get you the best compare prices from all pet insurance companies suitable for your pet insurance needs.
Frequently asked Questions
Is it worth to have pet insurance?
One in every three pet incurs injury in or fall into unexpected illness within their first year of coverage. It is best to get your pet insured within the first three months of age because health care treatments are getting expensive every year. Cancer treatment can cost you around $5000, and surgery can cost about $3300. However, you can reimburse up to 70% cost with pet insurance.
Once you insure your pet at a young age, the possibility of claim rejection for pre-existing conditions can be avoided.
What is the best cheap pet insurance company in Florida?
Healthypaws is the top-rated cheap pet insurance company for the last nine years. It offers comprehensive insurance plans for cats and dogs.
Insurance plans cover illness, accidents and many other issues.
Insurance plan for cat’s starts at $23 per annum and dogs $36 per annum.
PetsBest is the most affordable and cheapest plan for Cats. However, when selecting an insurance plan, this should not be the only concern and always keep in view what ailments are going to be covered.
How much is pet insurance in Florida?
Average pet insurance plans can vary from as low as $10 to a maximum of $100. If you are looking to cover illness and accidental costs for dogs or cats, then the average monthly cost can be $47.20 for dogs and $29.54 for cats.