Assurena Insurance Agency is an independent insurance brokerage agency that carries some of the best coverage options in the entire New USA.

Our Contacts

88 Centre Street North,
Toronto L4W 1C9
+1 (419)-507-0468
+1 (213)-345-0468

Working Hours

9.00 - 5.00
8.00 - 5.00
8.00 - 5.00
8.00 - 5.00
8.00 - 4.00

Cheap Car Insurance

You might not know this but not all car insurance policies are the same. If are looking for the cheapest car insurance in the market, you will have no other choice but to choose the lowest amount of coverage that is stipulated by the law.

This very minimum coverage usually has liability insurance included at the lowest limits provided for by the law.

In the event that you cause an accident, the insurance will pay for the damage caused to the other party’s property as well as pay their medical bills, but won’t go beyond that.

In order to get more coverage, you need to raise the limits and purchase optional coverage’s. This in turn causes the price of the coverage to go up substantially.

If you want to get car insurance that will not cost you much, you need to choose one whose liability has the lowest numbers. Do not buy optional coverage’s and be sure to find out if there are car insurance discounts. By doing this you will ensure that you get the cheapest car insurance available.

If you have an idea of the type of coverage you want, you should start by comparing quotes from multiple insurance companies.

How liability limits are usually written can be quite confusing especially for a first time. We break it down for you in this article.

Normally, a liability limit is written as follows: 30/60/25. You can see how this might be hard to decipher for a first timer. The numbers above show the amount of money that a coverage would pay in the event of an accident.

In this case:

  • A maximum of $30,000 for every person for medical expenses
  • A maximum of $60,000 for every accident’s medical expenses
  • A maximum of $25,000 for any damaged property

The minimum coverage costs for Florida car insurance is 10/20/10.

If you think that a minimum coverage will not be sufficient for your situation, but you still want to find cheap car insurance, feel free to get in touch with Compare A Quote. We take out the hassle from finding insurance companies that offer cheap car insurance.

We rarely ever recommend going for a liability minimum insurance cover that meets your State’s requirements.

This is because the minimum that is required by the law is very low and it is common for even a car accident to exceed the stipulated amount.

To avoid getting stuck with out-of-pocket expenses, you need to have an insurance cover that adequately covers you.

There are some situations though where having minimum coverage is a good strategy. These are:

  • Your car has aged considerably and does not have a high market value, in this case you can skip collision and comprehensive coverage.
  • You do not frequently drive your vehicle
  • You do not have big savings, a home, or other assets to protect
  • You want to wait until points in your traffic violation records no longer appear in your records as you wait for insurance coverage to become cheaper.
Don’t hesitate, contact us for better help and services. Explore all services.

Switch & Save $478 on Average

Additional discounts and savings for bundling you home and auto. I can not promise a number.

Switch & Save $478 on Average

Additional discounts and savings for bundling you home and auto. I can not promise a number.


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